Lexington County Car Accident Lawyers
Uninsured Motorist Auto Accidents in Lexington County
Recovering reimbursement for your damages or injuries from a Lexington County automobile accident with an uninsured/underinsured person can be a challenging ordeal. The difficulty there is that the person that was responsible for the auto accident and that hasn’t got car insurance to pay for your damages or injuries probably also hasn’t got the financial resources to pay for your damages. Is it even possible to recover compensation in this situation? Of course, you’re not the first auto accident survivor to deal with this situation, and you certainly aren’t going to be the last. The attorneys at The Michael Jeffcoat Firm know just where to start.
Drivers in Lexington County Are Required to Have Specific Minimal Policy Coverage Amounts in Auto Insurance
There are minimal amounts of insurance coverage that each Lexington County motorist is required to keep . Every state has got different minimal requirements. However, Lexington County does not require you to carry uninsured/underinsured motorist (UIM) coverage on your policy, though it does require your insurance provider to make it available. Having UIM insurance coverage is invariably advisable as it means that you will have some form of insurance coverage should you get into a car accident with an uninsured or underinsured driver. Following are the legal minimal specifications for Lexington County car insurance:
- $25K per victim & $50,000 per incident for bodily injury
- $25K for damage to property
Minimum Uninsured Motorist Policy Amounts:
- Bodily Injury Per Individual: $25K
- Bodily Injury Per Accident: $50,000
- Property Damage: $25,000
Other methods to make sure you have got enough insurance policy coverage in case of an accident in Lexington County include purchasing collision coverage and comprehensive coverage. You can even consider insurance coverage for rental reimbursement, as well as towing, and labor expense insurance coverage.
The challenge arises if the at-fault driver is violating Lexington County legislation by not having car insurance – and whenever neither individuals have adequate policy coverage to deal with all of your expenses. This is where it will help to get a Lexington County auto accident lawyer in your corner, to help you examine the options and determine the very best plan of action for your predicament.
Recovering Damages Following an Uninsured Motorist Auto Accident
It’s possible to initiate a lawsuit against the at-fault person when they lack the mandatory car insurance policy coverage to pay your damages. The Michael Jeffcoat Firm can assist you with this course of action. Still, this is not always a successful way of addressing your damages if the uninsured motorist hasn’t got the economic resources to pay you.
When you have uninsured motorist coverage, then this is going to be the most sensible method of getting your expenses reimbursed. That will not mean it is simple, though. Many believe that their insurance provider is going to be there for them, but ultimately they’re going to argue to pay you a lot less than what you are entitled to. Indeed, they’re likely to present you with a low settlement amount hoping that you’ll accept it without speaking with an attorney. Get in touch with the Michael Jeffcoat Firm for a complimentary consult to learn exactly how we can represent you in the insurance settlement process and get the maximum compensation for your damages or injuries.