Car Accident Lawyers in Cayce SC
Uninsured Driver Auto Accidents in Cayce, South Carolina
If the crash was investigated by law enforcement, they should provide you with an SC FR-10 form at the scene. This can be used to verify car insurance information. If an accident occurs in Cayce and it was actually caused by a motorist that does not have any automobile insurance, you’ve got an uphill battle before you regarding the recovery of compensation for your personal injuries and damages. The challenge, in this case, is that the person who was responsible for the collision and that does not have any auto insurance to cover your damages most likely also hasn’t got the financial resources to pay for your damages. What are your options to recover damages when this occurs? A lot of Cayce car accident victims find themselves in this situation, and the experienced car accident lawyers at The Jeffcoat Firm understand the laws and challenges of uninsured driver accidents. If you are injured in a Cayce car accident, immediately contact a skilled lawyer at the Jeffcoat Law Firm who can protect your rights.
Drivers in Cayce Are Required to Carry Specific Minimal Coverage Amounts in Auto Insurance
In South Carolina, every motorist is required to carry insurance just in case there is an accident. Every state government has different minimum amount specifications. All car insurance policy companies in must make UIM coverage (uninsured/underinsured motorist coverage) accessible to their clients, but you aren’t forced to buy it. Acquiring uninsured and underinsured motorist insurance coverage is invariably prudent because it means that you’ve got some kind of coverage in case you end up in a car crash with an uninsured or underinsured motorist. All drivers in Cayce are legally required to keep at least $25,000 in bodily injury or death insurance coverage for each person, a minimum of $50,000 for bodily injury or death for each incident, and a minimum of $25,000 for damage to property. It is advised that people also carry the same minimum coverage on their own insurance policies for Uninsured/Underinsured Motorist coverage.
Other ways to make sure you have sufficient policy coverage in the event of a Cayce car accident can include carrying collision coverage and comprehensive coverage. You can also carry insurance coverage for rental reimbursement, as well as towing, and labor expense insurance coverage.
Yet, many motorists find themselves in the challenging situation of facing the aftermath of a car crash that was caused by an individual without sufficient auto insurance when they also do not have the protection needed to address their costs. If this has happened to you, a Cayce car accident attorney can certainly help.
Obtaining Compensation After a Cayce Car Accident with an Uninsured Driver
It’s possible to start a civil action against the at-fault person if they do not have the mandatory car insurance to address your damages. The Cayce car accident lawyers at The Jeffcoat Firm can assist you with this approach. Still, this may not be an effective way of addressing your expenses if the uninsured/underinsured motorist lacks the financial means to pay you.
Cayce Car Accident Lawyers Are Ready to Help You
If you have uninsured/underinsured motorist coverage, then this is going to be the most sensible way of getting your expenses paid for. That does not indicate it will be simple, however. Many people believe that their insurance company is going to be on their side, but ultimately they will try to pay you less than what you are entitled to. They are hoping that you won’t hire an attorney and that you’ll merely agree to their smallest offer. Call the Cayce car accident lawyers at The Jeffcoat Firm to learn exactly how we are able to represent you in the insurance policy settlement strategy and acquire the most compensation for your expenses.
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