Richland County Car Accident Lawyer
Richland County Car Accidents with Uninsured/Underinsured Drivers
Obtaining reimbursement for the damages after a car accident with an uninsured or underinsured person is a challenging undertaking. The responsible person doesn’t have an insurance plan for you to make use of, and so you could be asking yourself exactly how your damages or injuries will be compensated. Needless to say, you’re not the only person to deal with this, and you certainly will not be the last. An experienced Richland County car accident lawyer at The Michael Jeffcoat Firm will know just where to start to get you the most compensation possible for your injuries.
Know What the Insurance Standards Are in Richland County Car Accident
There are minimum levels of insurance coverage that each Richland County driver is required by law to carry. Every state has got specific minimum amount requirements. Yet, Richland County does not require you to include uninsured motorist coverage on your policy, although it does require your insurance provider to make it available. Acquiring uninsured/underinsured motorist insurance is invariably prudent because it means that you will have some kind of coverage should you get into a car accident with a person who does not have insurance. All motorists in Richland County are lawfully required to carry a minimum of $25,000 in bodily injury or death insurance coverage for each person, at least $50,000 for bodily injury/death per accident, and a minimum of $25,000 for property damage. It is recommended that motorists additionally have the same minimum insurance coverage values on their own policies for Uninsured Motorist coverage.
There is also the option for acquiring more kinds of auto insurance coverage, including collision coverage (for car accident property damage), comprehensive coverage (for damage caused by another factor – like weather), rental reimbursement (to have a rental car if necessary), and towing and labor coverage (for towing and vehicle repairs if needed).
Still, lots of drivers land in the troublesome position of dealing with the results of an auto accident that was caused by another person without sufficient auto insurance when they also don’t have the coverage they need to handle their damages. This is when it will help to have a Richland County car accident lawyer on your side, to assist you to examine your options and ascertain the very best course of action for your circumstances.
What Exactly Are The Options After A Richland County Car Accident With an Uninsured Motorist?
One particular solution for victims of accidents with uninsured drivers would be to start a civil action against the liable driver, and the Michael Jeffcoat Firm will provide help to do that. Regrettably, if the individual did not have car insurance, they probably don’t have the resources to pay what is owed, even though you may have a judgment to your benefit.
When you’ve got uninsured motorist coverage, then this will probably be the most effective method of getting your damages compensated. Yet, you’ll be going up against an insurer which doesn’t want to pay for the total value of your claim. They’re hoping that you will not use a Richland County car accident lawyer and that you’ll simply agree to their lowest offer. You’ll be able to avoid getting cheated by your insurance company and collect the reimbursement which is owed to you by working with the skilled auto accident lawyers at the Jeffcoat Firm in Richland County. Call our Richland County car accident lawyers now for a complimentary consultation.