If you’ve been in a car accident your life may be upended. You are likely dealing with injuries from the accident. Your vehicle has probably been damaged. You may be missing work and going to doctor’s appointments that can’t be missed. It can be a lot to handle. What happens if you or the other driver don’t have insurance to cover the damages? Learn more about how uninsured drivers are impacted by crashes and why seeking help from a car accident attorney near you may help you get what you deserve.
South Carolina Accidents and Liability Laws
Most states in the country have requirements regarding insurance and liability coverage when it comes to drivers. For example, mandatory South Carolina Car Insurance Laws require all drivers to have liability insurance coverage. This coverage is designed to protect you in case you’re in an accident and found at fault for the damages. Some of the damages the at-fault party could owe include repair costs, medical bills, pain and suffering, missed work, and more. The reason why it’s mandatory to have insurance coverage is to ensure that the negligent party can pay for these damages.
At Fault Car Accidents With No Insurance
When you get into an accident, and it’s determined that you’re the one that was at fault in the crash, you’re likely going to be responsible for the damages. If you had car insurance coverage at the time of your accident, your insurance company should pay out the damages per your policy. However, if you don’t have the required liability insurance, you may be held personally and financially responsible for the damages. The other driver may be able to file a claim against you and take you to court. In addition, there can be ramifications with the courts as driving without insurance is a criminal offense even if no one was injured in the crash and damages were minimal.
Not At Fault Car Accidents With No Insurance
If you were not at fault for the accident and don’t have liability insurance, you may think you’re stuck with the bills on your own. Luckily, that’s not always the case. You have the right to file a personal injury claim with a car accident attorney near you against the at-fault party. You may still have to deal with the potential consequences of driving without the required liability insurance. Still, you can hold the other driver accountable for their negligence in causing the accident.
Consequences For Not Having Car Insurance
It doesn’t matter if you were at fault for the accident or not when it comes to the issue of insurance. After a car accident, the responding police officer will give all drivers involved in the crash a green form called the FR-10 form, which needs to be filled out with your insurance company. This form ensures that all drivers are in compliance with the laws regarding car liability insurance. If you don’t have insurance, you could be fined. The fines can increase every day you don’t have coverage. There can also be reinstatement fees. If this isn’t the first time you failed to have insurance, you could potentially be sentenced to jail in addition to the fines.
Why Seek The Help Of A Car Accident Lawyer Near You
An experienced car accident lawyer near you on your side after an accident can be beneficial for numerous reasons. The first is that dealing with insurance companies and submitting insurance claims can be tricky, regardless of whether it is your own insurance or the insurance of the other at-fault party. Insurance companies aren’t always on your side after an accident, and getting an experienced car accident attorney can prevent them from trying to take advantage of you during this stressful time. In addition, there are times when the police may not have all the facts at hand, such as not finding a witness, or may misinterpret the evidence, such as finding the wrong driver at fault. A car accident lawyer near you, on your side can work to get to the truth of the matter. Finally, legal advice may help you minimize any issues with you being uninsured or handling a claim when the other driver is uninsured.
Car accidents happen. This can often mean delays in being able to work when you’re injured and various medical and repair bills. It can be essential to have an experienced car accident lawyer on your side. It’s especially true if an uninsured driver was involved in your accident. The Jeffcoat Firm is here to assist you after someone has injured you in a car crash. We work to minimize the damage an uninsured driver can cause so that you can cover your losses and damages and get what you deserve. Call us today for a free consultation.
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