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A Driver Without Insurance Hit Me. What Now?

Finding out that the person that hit you doesn’t have insurance can worsen anxiety in an already stressful situation as you try to figure out how you’ll get the compensation you need to recover. Normally, when someone injures you in a car accident, a personal injury claim can be filed with their insurance company to help get you compensated for your injuries. However, if the person that hit you doesn’t have insurance you generally have two options to get compensation. If you have any questions about this please contact one of our South Carolina car accident lawyers today.


File a Claim with Your Own Insurance

In South Carolina, car insurance policies are required to have Uninsured Motorist Coverage (UM). If you have UM, this can help protect you. This means that if you have car insurance in South Carolina you will be at a minimum be allowed to try and claim compensation from your uninsured motorist coverage up to:

  • $25,000 for bodily injury to each person in your car
  • $50,000 total for all persons injured
  • $25,000 for property damage

Remember, these are just the minimum amounts required by law. Check your policy to learn exactly how much UM you have.

Insurance Companies and Uninsured Accidents

This process can be very complicated. Insurance companies seem to want to make the process very difficult so they can reduce, delay or deny your claim. They don’t easily provide compensation to people. To often, this is even more true when the other driver was at fault.

They have armies of lawyers actively fighting to reduce, delay or deny their own client’s claims. It’s crazy! They intentionally try to not provide you with the compensation you were hoping to receive when you paid them for the policy in the first place. Having a good lawyer on your side that knows how to deal with the insurance company can help you have the best shot at getting all the compensation you need to recover.

Check Your Uninsured Motorist Coverage

South Carolina has over 400,000 uninsured drivers. More than 1 in 10 SC drivers are uninsured. It’s important to make sure that you have good Uninsured Motorist Coverage. Contact us today to learn more about how we may be able to assist you with this.


Contact Us Today!


It's free to speak with us about your case, and if you hire us, we don't get paid unless we win.

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Our Locations

Jeffcoat Injury and Car Accident Lawyers

1333 Main St #510,
Columbia, SC 29201

(803) 373-1668

Jeffcoat Injury and Car Accident Lawyers

5465 Sunset Blvd Suite B,
Lexington, SC 29072

(803) 373-1302

Jeffcoat Injury and Car Accident Lawyers

161 Elliott St SE Suite B,
Orangeburg, SC 29115

(803) 373-7593

Jeffcoat Injury and Car Accident Lawyers

749-2 University Village Dr,
Blythewood, SC 29016

(803) 592-6553

! NOTICE ! No Legal Advice Intended. This website includes general information about legal issues and developments in the law. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and must not be taken, as legal advice on any particular set of facts or circumstances. You need to contact a lawyer licensed in your jurisdiction for advice on specific legal issues or problems.

Files are primarily handled in our main office in Columbia.

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